Spot Wordmark cascade

Injury Insurance for CYCLISTS

You can rest assured knowing Spot has your back whenever you're in the saddle.


Get Spot

For $53/year, Spot covers you up to $25,000 with no deductible, each time you’re injured whenever you ride your bike – be it training, touring, commuting, etc., on or off road. Your plan works whether you have health insurance or not and with any existing insurance plans you may have. Heads up! Racing is not covered, but everything else on the saddle is.

Joey Schusler
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Get hurt

If you have a crash, focus on your injury first and get the treatment you need. Go to any licensed physician, hospital, ER, or urgent care clinic that is convenient to you. Whatever your physician recommends as treatment should be covered, whether that’s diagnostic tests, scans, surgery, specialist visits, prescriptions, procedures, hospital stays, ambulance or air ambulance rides, physical therapy, and more.

Get paid

Filing a claim with Spot is simple, really. It’s just a matter of taking pictures of your bill(s), explaining how you got injured, and providing a few other details. Once you file a claim, you will be given a personal claims representative who will work with you to determine the best plan for your medical and financial situation.

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Purchase Spot Here

Coverage is for enrolled members of Cascade Bicycle Club's voluntary annual program participating in bicycle (including e-bikes up to 750 watts) related activities, including but not limited to: commuting, group rides, training, gran fondos, as well as events sponsored and supervised by Cascade Bicycle Club.

Cascade Bicycle Club is the policyholder. Coverage is underwritten and claims are serviced by Mutual of Omaha Insurance Company. Coverage is subject to the terms conditions and exclusions of the policy and does not apply to any other sponsored races. Review the policy benefit summary here.

Spot policy for 1 year

INCLUDES

$25,000

Accidental Medical Expense
Coverage

$5,000

Accidental Death or
Dismemberment Coverage

TOTAL
$53*
One time payment for coverage for 1 year
*Price includes admin fees

PERSONAL DETAILS

PAYMENT

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What's Covered? Covered: Broken bone, stitches, surgeries, concussion. Not Covered: Shin splints, dehydration, illness,
						injuries before Spot. What's Covered? Covered: Broken bone, stitches, surgeries, concussion. Not Covered: Shin splints, dehydration, illness,
						injuries before Spot.

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